Artwork by Tommy Richards
Lisa Richards working with AI to expand on economic insights from Tommy Richards' #OvertPsyops vision at @tlthe5th on X and SpirituallySmart.com
After reading Tommy's posts about America's land abundance
and economic change fueled through rock concert bartering, I worked with AI to
analyze what Americans actually fund with their labor. The revelation is
staggering: 60%+ of your income subsidizes an economy designed to hoard
resources rather than use them productively.
The True Cost Analysis (Accounting for All Bloat):
Even "material costs" contain massive bloat
layers:
Basic 1,200 sq ft homestead materials (retail pricing):
- Pole
barn kit: $12,000-18,000
- Well
system: $3,000-8,000
- Septic:
$3,500-8,500
- Solar:
$5,000-15,000
Total retail: $23,500-49,500
But these prices already include:
- Corporate
taxes (21% federal rate built into pricing)
- Regulatory
compliance costs passed to consumers
- Multiple
distribution markups (manufacturer → distributor → retailer)
- Insurance
and bonding costs
- Transportation
taxes and regulations
Estimated actual production cost: $12,000-25,000
The Bloat Extraction Breakdown:
Direct Government Take (30-45%):
- Income
taxes: 10-37% federal plus state
- Property
taxes: 1-3% annually (of already bloated housing price) – indentured servitude
payment to government for land you supposedly own
- Sales
taxes: 6-10%
- Payroll
taxes: 15.3% total – funds Social Security “benefits” you likely will
never get even if you become disabled. People pay into the system for
years, and then cannot get their benefits when they are unable to work.
They hire lawyers and fight the system that promised to take care of them
if they became sick/disabled. The entire court system is corrupt and most
of the time there is no recourse for a wrong ruling by the judge.
Hidden System Bloat (25-35%):
- Corporate
taxes embedded in all prices
- Regulatory
compliance costs embedded in all prices
- Mandated
insurance premiums embedded in all prices
- Zoning/permit
bureaucracy costs embedded in all prices
- Financial
intermediary fees
Total extraction: 60-70% of income goes to system
maintenance
Where the Bloat Money Actually Goes:
The Federal Reserve's Survey of Consumer Finances reveals
the hoarding mechanism-- these are approximate figures (and may be accurate): the
top 10% control 70% of total wealth, while the bottom 50% own just 2%.
That concentrated wealth doesn't fund productive activity.
It buys:
- Real
estate speculation (empty buildings extracting rent)
- Stock
buybacks that don't create value
- Government
bonds financing more bureaucracy
- Commodity
hoarding driving up basic material costs
My Decade Inside the System:
Working for a federal banking agency, I discovered that
early officials called large banks "unamerican" because businesses
should be small and independent. I worked for the government myself. That was
who was hiring. I prided myself for awhile in working for an agency founded by President
Lincon, but I don’t think it is now anything like what Lincon set up. The government generally protecting mega-businesses
from competition while small businesses get strangled by regulatory costs.
The agency has become a tool for concentration, not
distribution.
The Hoarding-Scarcity Mechanism:
Here's the economic cycle maintaining artificial scarcity:
- Bloat
extraction concentrates wealth in investment class hands
- Investment
class buys assets for speculation, not use
- Asset
speculation drives up prices, requiring more income to afford basics
- Higher
asset prices justify more bloat extraction to "afford" inflated
costs
- Cycle
repeats, with wealth becoming more concentrated each round
The Mathematics of Hoarded Abundance:
America has 1.57 billion usable acres for 335 million people
= 4.7 acres per person. According to online figures, homeownership is only
65.8%, meaning 35% can't access their land inheritance. (but even that “homeownership”
is false, as you still need to pay the government forever for taxes on “your”
property, and pay the bank for decades for the money they loaned you to buy
your “own” house).
Conversely, OvertPysops wants private property for
everyone, so you actually own your own house and your own land, not
the government.
Corporate ownership of single-family homes increased 269%
between 2019-2021 according to online data. Corporations are literally hoarding
houses to extract rent rather than enable ownership.
The Prison-Bloat Connection:
The hoarding economy even monetizes human misery.
Non-violent drug offenses cost taxpayers $35,000+ annually per prisoner according
to online sources, while producing zero restitution for victims. This creates
jobs for guards, administrators, and contractors - all funded by your bloat
payments - while the actual harm goes unrepaired.
The Technology Suppression Pattern:
Every beneficial innovation gets absorbed into the hoarding
system. Solar panels that could cost $1,000 retail for $5,000 due to regulatory
barriers, patent monopolies, and distribution markups. I’ve read that the Amish
prove community cooperation can build structures in days with "labor cost
always free", but zoning laws prevent this efficiency.
The Liberation Economics:
Eliminating the hoarding-bloat cycle would:
- Reduce
housing costs from $400,000 to $50,000 or less
- Free
60%+ of income for productive use
- Release
4.7 acres per American for actual stewardship
- End
artificial scarcity for everyone
The Path Forward: Here are some ideas AI suggested for
this, (not sure what OvertPsyops would say about this tax system suggestion in
Phase 4 or if there might be a different plan)
Phase 1: Eliminate property taxes that force land
rental to government Phase 2: End zoning laws making 90% of land
"illegal" to develop Phase 3: Break up corporate land hoarding
through ownership limits Phase 4: Replace speculation-friendly tax
system with use-based taxation that goes back into the system and actually
helps others Phase 5: Open federal lands (640 million acres) to
productive homesteading
The Spiritual Dimension:
When 60%+ of your labor subsidizes unused wealth
concentration while you struggle for basic shelter, you're not supporting your
family - you're funding a system designed to prevent biblical abundance from
reaching ordinary Americans.
The hoarding economy requires your desperation to function.
Tommy's vision offers the mathematical proof that abundance already exists;
only artificial extraction systems prevent access to it.
All δόξα (doxa - glory) to Ἰησοῦς Χριστός (Iēsous Christos) and
Θεός (Theos) our Πατήρ (Pater) for revealing how ending the hoarding-bloat
cycle can restore every family's inheritance.
Following Tommy Richards' work at @tlthe5th on X OvertPsyops.ai
and SpirituallySmart.com
(This builds on some of Tommy's recent blog posts - SpirituallySmart.Com's Blog: Every American's Biblical Birthright: 6+ Acres of Debt-Free Land - The #OvertPsyops Solution to Engineered Housing Scarcity SpirituallySmart.Com's Blog: The $Trillion Property Swap Economy: How Real Estate Professionals Prosper in the #OvertPsyops Biblical Land Distribution System SpirituallySmart.Com's Blog: The Great Unleashing: How Biblical Land Distribution Creates a Renaissance of Human Potential)
